About Studdard Financial

Helping Individuals and Families Build Financial Confidence Since 1993.

Trusted Financial Planning Built Around Your Future

Studdard Financial, LLC is a fee-only fiduciary registered investment adviser with offices in Memphis, Tennessee, and Sarasota, Florida. We provide personalized financial planning and investment management services designed to help individuals, families, and business owners build, preserve, and transfer wealth with confidence.

Our services include retirement planning, investment management, estate planning, portfolio diversification, and comprehensive financial planning. Every recommendation is tailored to your unique financial goals and delivered with your best interests always coming first.

At Studdard Financial, we believe financial planning is about more than investments—it's about creating long-term confidence, protecting your legacy, and helping you achieve the future you envision.

OUR PURPOSE

Our Mission

Everything we do is guided by one simple mission—to help our clients build lasting financial confidence through personalized advice and long-term planning.

Our mission is to empower our clients to build and maintain wealth for multiple generations through strategic money management and sound estate planning.

— Studdard Financial

Byron Studdard CFP

Meet Byron Studdard, CFP®

Byron Studdard is the Founder and President of Studdard Financial, LLC. As a Certified Financial Planner™ professional, he has spent more than three decades helping individuals, families, and business owners pursue financial confidence through personalized planning and disciplined investment management.

Byron believes every financial plan should be built around the client's unique goals, values, and long-term vision. His fiduciary approach means every recommendation is made with the client's best interests in mind.

Career Highlights

Founder & President of Studdard Financial, LLC.

Experience

30+ years helping clients pursue long-term financial success.

Education

Certified Financial Planner™ (CFP®) with ongoing professional education.

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PROFESSIONAL CREDENTIALS

Experience You Can Trust

Byron Studdard has spent more than three decades helping individuals and families pursue financial confidence through personalized advice, professional planning, and disciplined investment management.

Certified Financial Planner™

CFP® professional committed to providing fiduciary financial advice that always puts clients first.

President's Recognition for Quality of Advice

Recognized for delivering high-quality financial guidance and exceptional client service.

30+ Years of Experience

More than three decades of helping clients prepare for retirement, preserve wealth, and achieve long-term financial success.

Thousands of Families Served

Trusted by individuals and families seeking personalized financial planning and investment management solutions.

FEATURED VIDEO

Learn More About Byron Studdard's Credentials

Watch Byron discuss his professional experience, fiduciary philosophy, and commitment to helping clients build lasting financial confidence through personalized financial planning.

WHY CHOOSE STUDDARD FINANCIAL

Your Trusted Partner for Financial Success

At Studdard Financial, we are committed to providing personalized, transparent, and fiduciary financial guidance designed to help you pursue your long-term financial goals with confidence.

Fee-Only Fiduciary

We act in your best interest at all times, providing objective financial advice without conflicts of interest.

Independent Advice

Independent financial guidance focused entirely on your personal goals rather than product sales.

Personalized Financial Planning

Every strategy is tailored specifically to your financial objectives, lifestyle, and future aspirations.

Long-Term Relationships

We value lasting partnerships built on trust, communication, and exceptional client service.

Transparent Communication

Honest advice and clear explanations help you make confident financial decisions every step of the way.

Customized Investment Strategies

Disciplined investment approaches designed to help build, preserve, and grow your wealth over time.

Investment Advice That Goes From Better to BEST!

At Studdard Financial, we believe successful investing is built on discipline, diversification, and long-term thinking. Our personalized investment strategies are designed to help protect your wealth, manage risk, and pursue your financial goals with confidence through every stage of life.

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OUR LOCATIONS

Visit One of Our Offices

Studdard Financial proudly serves clients from our offices in Germantown, Tennessee and Sarasota, Florida. Both offices are available by appointment to provide personalized financial planning and investment guidance.

Principle Office

1922 Exeter Rd
Suite 23
Germantown, TN 38138

By Appointment Only Get Directions

Sarasota Office

2100 Constitution Blvd #147
Sarasota, FL 34231

By Appointment Only Get Directions
EDUCATIONAL VIDEO

Learn More About Byron's Credentials

Discover Byron Studdard's approach to financial planning, investment management, and fiduciary advice. Watch this short video to learn more about his experience, philosophy, and commitment to helping clients pursue long-term financial success.

Ready to Start Planning Your Financial Future?

Whether you're preparing for retirement, growing your investments, or creating a comprehensive financial plan, Studdard Financial is here to help. Schedule a consultation today or download our free financial planning guide to get started.

Important Disclosure

Studdard Financial, LLC is an investment adviser registered with the State of Tennessee. Registration does not imply endorsement by any government or regulatory authority or a particular level of skill or training.

This material is provided for general educational and informational purposes only. It is not individualized investment, tax, or legal advice and does not constitute a recommendation, offer, or solicitation to buy or sell any security or adopt any investment strategy. Nothing in this material creates an investment-advisory relationship. Advisory services are provided only under a written agreement after evaluating a client's individual circumstances. Studdard Financial, LLC conducts investment-advisory business only in states where it is properly registered, has made any required notice filings, or qualifies for an applicable exemption or exclusion from registration. This website is not intended as a solicitation in any jurisdiction where Studdard Financial, LLC is not authorized to conduct business. Registration does not imply endorsement by any government or regulatory authority or a particular level of skill or training.

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results, and no investment strategy can assure a profit or protect against loss. The FDIC does not insure money invested in stocks, bonds, mutual funds, or municipal securities. Preferred stocks can lose value, and dividend payments are not guaranteed. Information is obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed.

Investing in foreign securities involves risks beyond those generally associated with U.S. investments. These risks may include changes in currency exchange rates, political or economic instability, trade restrictions, capital controls, foreign taxation, differing accounting and disclosure standards, and less-developed regulatory, legal, auditing, settlement, or custody systems. Foreign markets may also be more volatile or less liquid. American depositary receipts, international funds, and foreign securities traded in the United States may reduce certain operational difficulties but do not eliminate the underlying foreign-market and currency risks. These risks may be substantially greater in emerging and frontier markets.

Inverse and leveraged exchange-traded funds are specialized investments with risks that differ from traditional ETFs. Most are designed to achieve a stated investment objective for a single trading day and reset their exposure daily. Because of compounding and market volatility, results over periods longer than one day can differ substantially from the stated benchmark. These investments are generally not designed for long-term buy-and-hold investors.

Investing in options involves substantial risk and is not suitable for every investor. Before buying or selling options, investors should read the Options Clearing Corporation's Characteristics and Risks of Standardized Options and understand the risks, costs, tax consequences, and suitability of any options strategy.

Tax laws, market conditions, and investment information may change. Consult qualified financial, tax, and legal professionals before acting.

If you would like a copy of our Form ADV Part 2A Brochure or our Privacy Policy, please contact us at (901) 355-4713 or email byron@studdardfinancial.com .