Retirement planning, investing, fee-only fiduciary advice, wealth and tax strategy from Byron Studdard, CFP® — written in plain language.
A portfolio can earn a respectable long-term return while the person who owns it earns far less. How is that possible? The investment return is what the portfolio earned. The investor return is what the person actually kept after buying, selling, withdrawing money, paying taxes and fees—and making decisions when the
Learn when to sell stocks using goals, fundamentals, technical signals, taxes, and risk controls – without letting panic or hope run your portfolio well.
Passive investing and dollar-cost averaging can be powerful during your working years. But once retirement withdrawals begin, falling markets may force you to sell more shares at lower prices. Here is why your investment strategy may need to change.
Can I retire early? Learn how to test your income, health care, taxes, investments, and withdrawal plan before stepping away from work with confidence.
Active versus passive investing differs in cost, control, risk, and discipline. Learn how to weigh each approach within your long-term financial plan.
Byron’s free financial planning eBook covers retirement strategy, investing, wealth preservation and tax-efficient planning.
