Financial Planning
Personal Management or a Model Portfolio?
Are you paying for personal management but getting the same model portfolio? Learn the questions that reveal how tailored your investment advice really is.
October 18, 2026
Retirement planning, investing, fee-only fiduciary advice, wealth and tax strategy from Byron Studdard, CFP® — written in plain language.
Are you paying for personal management but getting the same model portfolio? Learn the questions that reveal how tailored your investment advice really is.
Learn how fundamental analysis selects stocks by examining earnings, cash flow, debt, valuation, and competitive strength before investment decisions.
Use a retirement spending calculator to test income, taxes, inflation, health costs, and market risk before you decide what retirement can safely cost.
How Can You Protect Your Retirement Savings From a Market Crash? A market crash can be unsettling at any stage of life, but it can be especially challenging when you are approaching retirement or already relying on your investments for income. During your working years, you may have time to continue
Should you do Roth conversions before RMDs start? See how taxes, Medicare premiums, heirs, and future income can shape a sound decision for your retirement.
Byron’s free financial planning eBook covers retirement strategy, investing, wealth preservation and tax-efficient planning.