Retirement planning, investing, fee-only fiduciary advice, wealth and tax strategy from Byron Studdard, CFP® — written in plain language.
How Can You Protect Your Retirement Savings From a Market Crash? A market crash can be unsettling at any stage of life, but it can be especially challenging when you are approaching retirement or already relying on your investments for income. During your working years, you may have time to continue
A Fee-only Fiduciary Financial Planner’s Thoughts on Preferred Stocks By Byron L. Studdard, CFP® | Studdard Financial Years ago, a man named Bill came up to me after one of my investment seminars. He was holding a corporate bond, and he was proud of it. It paid a 5.5% coupon, and
Retirement taxes aren’t inevitable — they’re a planning problem. Here are the five fee-only, fiduciary strategies I use most often to help retirees keep more of what they’ve saved in 2026, from Roth conversion timing to charitable giving through IRAs.
“At twelve years old, I had one mission: get a girlfriend. I never got the girl — but I got ten shares of Walmart, and it changed the way I invest to this day.”
Passive investing and dollar-cost averaging can be powerful during your working years. But once retirement withdrawals begin, falling markets may force you to sell more shares at lower prices. Here is why your investment strategy may need to change.
Byron’s free financial planning eBook covers retirement strategy, investing, wealth preservation and tax-efficient planning.
