PRINCIPLE OFFICE

Serving the greater Memphis and North Mississippi area from our office in Germantown, TN

Studdard Financial’s principle office is in Germantown, TN — the Memphis suburb. Byron Studdard, CFP®, meets clients here by appointment for retirement planning, investment management and comprehensive financial planning.

Principle Office

1922 Exeter Rd, Suite 23
Germantown, TN 38138
By appointment only

INSIDE THE OFFICE

Our office in Germantown, TN

Meetings are by appointment. Here’s where you’ll be sitting.

The office building housing Studdard Financial at 1922 Exeter Rd, Germantown, Tennessee

Our office building at 1922 Exeter Rd, Germantown, TN

Conference room at the Studdard Financial office in Germantown, TN

Conference room — Germantown, TN

Interior of the Studdard Financial office in Germantown, TN

Inside the office — Germantown, TN

WHAT WE OFFER

Services available from the Germantown, TN office

Byron Studdard, CFP®, provides the same fee-only fiduciary advice from both offices and works with clients across the country.

Retirement Planning

Build a personalized retirement strategy designed to help you pursue financial independence while protecting your future.

Investment Management

Customized investment portfolios aligned with your goals, risk tolerance, and long-term financial objectives.

Financial Planning

Receive comprehensive financial guidance to help you make informed decisions at every stage of life.

Wealth Management

Protect, grow, and manage your wealth through customized financial strategies tailored to your unique needs.

Estate Planning

Develop a thoughtful estate strategy designed to help preserve your legacy and provide peace of mind for future generations.

Tax Planning

Implement tax-efficient financial strategies designed to help maximize savings and support long-term financial success.

CREDENTIALS & EDUCATION

Qualifications

Byron Studdard has been a licensed financial advisor since 1993 and a CFP® professional since 1997.

Certified Financial Planner Board of Standards certificate issued to Byron L. Studdard, 21 July 1997

CERTIFIED FINANCIAL PLANNER™ certification

CFP Board of Standards · July 21, 1997 · certificant no. 058413

Jacksonville State University Bachelor of Science degree awarded to Byron Lee Studdard

Bachelor of Science

Jacksonville State University · Jacksonville, AL · April 1991

Certificate of achievement for completing the Advisor Coach Workshop, 15-17 December 1998

Advisor Coach Workshop — completed

Memphis, TN · December 15–17, 1998

AWARDS & QUALIFICATIONS

Awards and published listings

Recognitions and directory listings received across Byron Studdard’s career, each shown with the organization that issued it, the office it relates to, and the year.

Byron began his career with IDS Financial Services and American Express Financial Advisors in Memphis, Tennessee, where the Mercury Award, the Outstanding Performance recognition and both Advanced Advisor Group appointments were earned. He founded Studdard Financial, LLC in 2003 and has since worked from offices in Germantown, Tennessee and Sarasota, Florida — the periods the later listings and community awards relate to.

Best of Germantown 2026 badge from The Best Businesses

Best of Germantown 2026

The Best Businesses · Studdard Financial · Germantown, TN · 2026

Best of Sarasota 2013 award presented to Studdard Financial by the Sarasota Award Program

Best of Sarasota 2013

Sarasota Award Program · Studdard Financial · Sarasota, FL · 2013

Guide to America's Top Financial Planners, 2010 edition, listing Byron L. Studdard, CFP

Guide to America's Top Financial Planners

Consumers’ Research Council of America · Byron L. Studdard · Sarasota, FL · 2010 edition

Guide to America's Best Financial Planners, 2005-2006 edition, Consumers' Research Council of America

Guide to America's Best Financial Planners

Consumers’ Research Council of America · Byron L. Studdard · Germantown, TN · 2005–2006 edition

Advanced Advisor Group certificate naming Byron Lee Studdard, CFP, a member since January 2000

Advanced Advisor Group — Senior Financial Advisor

American Express Financial Advisors · Memphis, TN · January 2000

Advanced Advisor Group certificate of membership presented to Byron L. Studdard, CFP, June 1998

Advanced Advisor Group — Personal Financial Advisor

American Express Financial Advisors · Memphis, TN · June 1998

American Express Financial Advisors plaque recognising Byron Studdard for outstanding performance in advisor services, 1994

Outstanding Performance, Advisor Services

American Express Financial Advisors · Memphis, TN · 1994

Mercury Award certificate of achievement presented to Byron L. Studdard by IDS Financial Services

Mercury Award — Certificate of Achievement

IDS Financial Services Inc. · Memphis, TN · 1993

Each item above is shown with the organization that issued it and the year it was issued. The Advanced Advisor Group, Outstanding Performance and Mercury Award recognitions were issued by Byron Studdard’s prior employer and pre-date the founding of Studdard Financial, LLC in 2003. Ratings, awards and directory listings are not indicative of future performance, do not guarantee any particular result, and are not a recommendation. They should not be the sole basis for selecting an investment adviser. Criteria and any fees associated with a listing are available on request.

Charles Schwab, custodian for Studdard Financial client accounts
CUSTODIAN

Client assets are held at Charles Schwab

Studdard Financial does not take custody of client assets. Accounts are held at Charles Schwab & Co., Inc., an independent, unaffiliated broker-dealer and custodian. You receive statements directly from Schwab and can view your accounts there at any time.

Charles Schwab & Co., Inc. is not affiliated with Studdard Financial, LLC and does not endorse, recommend or review the firm or the advice it provides.

IN THE NEWS

Byron Studdard in ABC News

Byron has written as a contributor for ABC News on retirement, investing, mortgages and personal finance.

ABC News

Defy Conventional Wisdom in Your Retirement Planning

By Byron L. Studdard, CFP® · August 4, 2017

ABC News

5 Questions to Ask Before Refinancing Your Mortgage

By Byron L. Studdard, CFP® · August 9, 2016

ABC News

Buying a Home Versus Renting: Weighing All the Factors

By Byron L. Studdard, CFP® · December 1, 2015

ABC News

Five Ways to Assess IPO Stocks

By Byron L. Studdard, CFP® · April 15, 2015

ABC News

How to Save Money Without Deprivation

By Byron L. Studdard, CFP® · January 27, 2015

ABC News

How Reverse Mortgages May Back You Into a Corner

By Byron L. Studdard, CFP® · November 3, 2014

Our other office

Sarasota Office — 2100 Constitution Blvd #147, Sarasota, FL 34231. By appointment only.

Ready to meet?

Appointments at the Germantown, TN office are arranged in advance. Call (800) 989-3806 or send a message and Byron will be in touch.

Studdard Financial, LLC is an investment adviser registered with the State of Tennessee. Registration does not imply endorsement by any government or regulatory authority, nor a particular level of skill or training.