As a registered investment adviser and a fiduciary, we offer a wide variety of financial planning and investment management services. We’re dedicated to understanding your personal and financial goals to help you meet your unique investment needs—no matter your needs!
What Makes Us Different – Active Portfolio Management
For more than 30 years, we’ve been helping people recreate their paycheck in retirement by building custom stock and bond portfolios. Studdard Financial differentiates itself from other wealth management firms by using fundamental and technical analysis to decide what and when to buy on the way up. We constantly monitor earnings revisions and use chart analysis, trailing stop-loss limits, the advance/decline line, and the CBOE Volatility Index (VIX)to determine when to move to the sidelines and wait in cash.
Retirement Planning
Did you know: according to the U.S. Department of Health and Human Services, only 4 out of 100 people turning 65 today are financially stable? Don’t spend the rest of your life working or counting pennies! We can help you plan for a financially secure retirement by doing a financial X-Ray that looks at where you are now and designing a plan to get you where you want to go.
Estate Planning
Your estate is made up of everything you own—your home car, accounts, investments, life insurance, car, furniture, personal possessions and everything in-between. To ensure your wishes are properly carried out when you die, you need to provide instructions stating whom you want to give your belongings to, what you want them to receive and exactly when they are to receive it. Keep in mind: your goal should be to make this happen with the least amount paid in taxes, legal fees and court costs. You don’t want taxes or inexperienced heirs to devastate your life savings!
- Maintain control of your property & assets
- Provide instructions: give what you want, to who you want, when you want
- Protect from changes in the law that affect the taxation & protection of your assets
- Keep loved ones safe from unnecessary court costs, professional fees & taxes
As a fee-based fiduciary, we don’t get paid on commission, but only if you’re happy with our services—we bill at the END of each month. If you aren’t happy for whatever reason, just let us know before the end of the month and we can part friends. Our fees are structured so that we do better as you do better. Growing your customized portfolio of individual stocks and bonds is what grows us as a business and that’s why we put you first.