Retirement planning, investing, fee-only fiduciary advice, wealth and tax strategy from Byron Studdard, CFP® — written in plain language.
Use a retirement spending calculator to test income, taxes, inflation, health costs, and market risk before you decide what retirement can safely cost.
How Can You Protect Your Retirement Savings From a Market Crash? A market crash can be unsettling at any stage of life, but it can be especially challenging when you are approaching retirement or already relying on your investments for income. During your working years, you may have time to continue
Should you do Roth conversions before RMDs start? See how taxes, Medicare premiums, heirs, and future income can shape a sound decision for your retirement.
Inherited IRA Rules can affect taxes, timing, and family wealth. Learn how beneficiary type and account history shape your next steps with confidence now.
Use this guide to retirement healthcare costs to estimate Medicare, premiums, out-of-pocket care, long-term care, and the savings your plan may need each year.
Byron’s free financial planning eBook covers retirement strategy, investing, wealth preservation and tax-efficient planning.
