FINANCIAL EDUCATION & RESOURCES

Articles from Byron Studdard, CFP®

Retirement planning, investing, fee-only fiduciary advice, wealth and tax strategy from Byron Studdard, CFP® — written in plain language.

A couple in their early sixties review retirement paperwork together at their kitchen table while weighing whether to claim Social Security at age 62
Retirement Planning

Should You Collect Social Security at Age 62?

Many people are in a headlong rush to claim their Social Security benefits as soon as possible but, depending on their situation, this haste may be making waste. Precisely when you should claim these benefits is a complex question. The answer depends on various personal factors and running the numbers to

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Wealth Management at Studdard Financial
Wealth & Estate Planning

5 Car-Buying Traps and How to Avoid Them

Cars are the second-most-expensive things that most people buy, and can be one of the greatest impediments to achieving financial security. There are myriad traps involved in deciding whether to buy a new car, negotiating its price and financing and insuring it. Falling into these traps can be extremely costly and

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