ETF or Mutual Funds: Which Fits Your Plan?
ETFs, open-end mutual funds, and closed-end funds can all provide diversification, but they differ in how they trade, what they cost, how they are taxed, and the risks investors assume. Learn the important distinctions before deciding which fund belongs in your portfolio.
Why I Became a CFP® Professional – The Night that Changed My Life
Even though it’s been over thirty years, I still remember that night like it was yesterday. I had just taken a flight after work from Tampa, FL into my hometown of Huntsville, AL. It was an early spring Friday night, and I found a cozy corner on the floor of Crestwood Hospital, where I nodded […]
Understanding Support and Resistance Lines
Where is the stock market likely to go next? While no indicator can predict the future with certainty, support and resistance lines provide valuable clues about where buyers and sellers are likely to step in. These price levels are among the oldest tools in technical analysis, helping investors make more informed decisions about buying, selling, […]
Defy conventional wisdom in your retirement planning
Defy conventional wisdom in your retirement planning Most Americans fail to save and invest accordingly for retirement. By Byron L. Studdard, CFP ABC News August 4, 2017, 2:41 PM — Putting away money for retirement is so difficult for many people that they fail to focus on how fast they’ll spend it after they stop working. […]
5 Questions to Ask Before Refinancing Your Mortgage
5 Questions to Ask Before Refinancing Your Mortgage Byron L. Studdard, CFP August 9, 2016, 3:31 PM — The mortgage checks most homeowners write every month serve as a regular reminder for them to look into potentially refinancing their mortgages at a lower rate. If that’s not enough of a reminder, the mortgage industry is one […]