Why I Became a CFP® Professional – The Night that Changed My Life
Even though it’s been over thirty years, I still remember that night like it was yesterday. I had just taken a flight after work from Tampa, FL into my hometown of Huntsville, AL. It was an early spring Friday night, and I found a cozy corner on the floor of Crestwood Hospital, where I nodded […]
Understanding Support and Resistance Lines
Where is the stock market likely to go next? While no indicator can predict the future with certainty, support and resistance lines provide valuable clues about where buyers and sellers are likely to step in. These price levels are among the oldest tools in technical analysis, helping investors make more informed decisions about buying, selling, […]
Defy conventional wisdom in your retirement planning
Defy conventional wisdom in your retirement planning Most Americans fail to save and invest accordingly for retirement. By Byron L. Studdard, CFP ABC News August 4, 2017, 2:41 PM — Putting away money for retirement is so difficult for many people that they fail to focus on how fast they’ll spend it after they stop working. […]
5 Questions to Ask Before Refinancing Your Mortgage
5 Questions to Ask Before Refinancing Your Mortgage Byron L. Studdard, CFP August 9, 2016, 3:31 PM — The mortgage checks most homeowners write every month serve as a regular reminder for them to look into potentially refinancing their mortgages at a lower rate. If that’s not enough of a reminder, the mortgage industry is one […]
An Open Letter To My Clients

The past few months have been some of the most trying of my career as I’ve been afraid to leave my trading screens for more than a few minutes. This market has required constant monitoring given the unprecedented volatility the outbreak has brought, and I have answered that call every day – and, several times each night to check the international markets and our futures. I am proud of the results that we have experienced.