Retirement planning, investing, fee-only fiduciary advice, wealth and tax strategy from Byron Studdard, CFP® — written in plain language.
A Roth IRA Conversion can create tax-free retirement income, but the timing matters. Learn how to weigh taxes, Medicare costs, and your legacy plan today.
ETFs, open-end mutual funds, and closed-end funds can all provide diversification, but they differ in how they trade, what they cost, how they are taxed, and the risks investors assume. Learn the important distinctions before deciding which fund belongs in your portfolio.
Twenty-nine years ago today, I became a CERTIFIED FINANCIAL PLANNER™ professional—but if it hadn’t been for a long night in a hospital five years earlier, it might never have happened. I still remember that night as if it were yesterday. After working all day, I took the last flight into town
Even though it’s been over thirty years, I still remember that night like it was yesterday. I had just taken a flight after work from Tampa, FL into my hometown of Huntsville, AL. It was an early spring Friday night, and I found a cozy corner on the floor of Crestwood
Why Working with a Fee-Only Fiduciary CFP® professional Can Help Protect Your Retirement “The best investment you can make is in knowledge.”— Warren Buffett If you needed heart surgery, would you ask your family doctor to perform the operation? Probably not. You would likely seek out a heart surgeon—someone with specialized
Byron’s free financial planning eBook covers retirement strategy, investing, wealth preservation and tax-efficient planning.
