29 Years, One Calling, and a Lifetime of Gratitude

Twenty-nine years ago today, I became a CERTIFIED FINANCIAL PLANNER™ professional—but if it hadn’t been for a long night in a hospital five years earlier, it might never have happened. I still remember that night as if it were yesterday. After working all day, I took the last flight into town on a Friday evening. […]

Why I Became a CFP® Professional – The Night that Changed My Life

Even though it’s been over thirty years, I still remember that night like it was yesterday. I had just taken a flight after work from Tampa, FL into my hometown of Huntsville, AL. It was an early spring Friday night, and I found a cozy corner on the floor of Crestwood Hospital, where I nodded […]

Understanding Support and Resistance Lines

Where is the stock market likely to go next? While no indicator can predict the future with certainty, support and resistance lines provide valuable clues about where buyers and sellers are likely to step in. These price levels are among the oldest tools in technical analysis, helping investors make more informed decisions about buying, selling, […]

Defy conventional wisdom in your retirement planning

Defy conventional wisdom in your retirement planning Most Americans fail to save and invest accordingly for retirement. By Byron L. Studdard, CFP ABC News August 4, 2017, 2:41 PM — Putting away money for retirement is so difficult for many people that they fail to focus on how fast they’ll spend it after they stop working. […]

5 Questions to Ask Before Refinancing Your Mortgage

5 Questions to Ask Before Refinancing Your Mortgage Byron L. Studdard, CFP August 9, 2016, 3:31 PM — The mortgage checks most homeowners write every month serve as a regular reminder for them to look into potentially refinancing their mortgages at a lower rate. If that’s not enough of a reminder, the mortgage industry is one […]