Defy conventional wisdom in your retirement planning
Defy conventional wisdom in your retirement planning Most Americans fail to save and invest accordingly for retirement. By Byron L. Studdard, CFP ABC News August 4, 2017, 2:41 PM — Putting away money for retirement is so difficult for many people that they fail to focus on how fast they’ll spend it after they stop working. […]
5 Questions to Ask Before Refinancing Your Mortgage
5 Questions to Ask Before Refinancing Your Mortgage Byron L. Studdard, CFP August 9, 2016, 3:31 PM — The mortgage checks most homeowners write every month serve as a regular reminder for them to look into potentially refinancing their mortgages at a lower rate. If that’s not enough of a reminder, the mortgage industry is one […]
An Open Letter To My Clients
The past few months have been some of the most trying of my career as I’ve been afraid to leave my trading screens for more than a few minutes. This market has required constant monitoring given the unprecedented volatility the outbreak has brought, and I have answered that call every day – and, several times each night to check the international markets and our futures. I am proud of the results that we have experienced.
Should You Collect Social Security at Age 62?
Many people are in a headlong rush to claim their Social Security benefits as soon as possible but, depending on their situation, this haste may be making waste. Precisely when you should claim these benefits is a complex question. The answer depends on various personal factors and running the numbers to assess the upsides and […]